This consultation is provided by Chelyz Marx, a licensed Unit Trust Consultant with PMB Investment Berhad registered under Company Registration No. 199301001702 (256439-D), a wholly-owned subsidiary of Pelaburan MARA Berhad, which in turn is under MARA Corporation Sdn. Bhd., an entity owned by the Majlis Amanah Rakyat (MARA), registered with the Federation of Investment Managers Malaysia (FIMM).All information shared during the consultation is for educational and informational purposes only, and should not be construed as personalized financial advice. Investment in unit trust products carries risks, including the possible loss of principal amount invested. Past performance is not indicative of future results.Clients are advised to read and understand the relevant prospectus, product highlights sheet (PHS), and other offering documents before making any investment decision. For further details, please refer to official materials provided by PMB Investment Berhad.